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How We Work

How We Work

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Our team approach adds perspective to all we do and provides increased benefits to our clients.

Meet Our Team

Jason Kramar

Financial Planner / Owner

Life is constantly in motion. Because of the constant movement, financial decisions can sometimes be overwhelming and worse, placed on the back burner. To help accomplish your financial goals, you need not only a clear vision of what...

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Jeff Miller

Senior Benefits Specialist


Jeff Miller has been an insurance specialist for over 30 years. A native of Manitowoc he is excited to return to his roots and assist those looking for a Medicare Supplement/Medicare Advantage plan.

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John J. Johnson Sr.

Founding Principal



After graduating from St. Norbert College, John began working in financial services in 1980 with Prudential, and then moved to First Securities. In 1984 he founded J. Johnson & Associates in order to provide customized client...

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Kathy Kingsbury

Senior VP Administration

Kathy has been with J. Johnson & Associates since 1989.  In her capacity as Senior Vice-President of Administration she oversees daily operation of the business, working closely with all clients, coordinating appointments...

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